CNSS Mi Ton and the CNSS pension: what you need to know

CNSS Mi Ton brings together information on the institution and its benefits: family allowances, pensions, occupational risks and voluntary insurance, with the forms and the documents to provide. It does not let you view your own contributions or your career record.

To be frank: since 2025, many users have reported that the app shows an Internet connection error even though the phone is online, and its last update dates from April 2024. If it does not work for you, the CNSS website offers the same information.

The fund's website provides simulators, with no account needed: old-age pension and allowance, early pension, survivors' pension and allowance, social charges on hiring and late-payment surcharges. The official forms (pension application, pension certificate, registration for voluntary insurance) can be downloaded from the CNSS forms page.

• Age: 60, after stopping all salaried work.
• Period: at least 180 months of insurance, i.e. 15 years.
• Early retirement: possible up to five years earlier, with a reduction of 5% per year taken early.
• Processing time: 90 days for an old-age or invalidity pension.
• Time limit: rights lapse after seven years, so do not delay in claiming them.

A key point for the diaspora: Article 109 of the Social Security Code provides that benefits are suspended when the beneficiary does not live in Benin, unless there is a reciprocity agreement or an international convention. The CNSS lists conventions with several West African countries and France, but we found no social security convention between Belgium and Benin, on either the Beninese or the Belgian side.

Before applying for your CNSS pension from Belgium, write to the CNSS to find out your exact situation. Payment by bank transfer requires, among other things, a bank details statement (RIB), the pension card and a life certificate.

An insured person who leaves salaried employment may, after at least six consecutive months of membership, continue to contribute voluntarily to the pensions branch for a limited period. The registration form for voluntary insurance asks for your wages over the last twelve quarters. Nothing suggests this option is available from abroad: check with the CNSS.